PRE-PAYMENT OPTIONS

There several options for prepaying funeral expenses:

Complete Prepay  - If you come to a decision about the individual aspects of your funeral service (professional services and merchandise) and choose to pay for those items in full, these funds can be protected from the State in a Medicaid "spend down" situation.  The State of Missouri has a one-time $36 preneed contract fee which we collect on their behalf at the time the contract is initiated.  Because of low interest rates, a "frozen price" option is no longer available, but all funds placed on deposit plus all interest earned will be applied to the funeral costs at the time of death.

Partial Prepay -  This payment plan can be helpful in a variety of situations where the amount to pay for all items is not currently available. This plan does NOT provide price protection, however, the amounts paid, plus 80% of interest earned, is applied towards future prices.

Payments may be in the form of a one-time lump sum or any payment schedule you desire (such as monthly, bi-monthly, annually, etc.).

The State of Missouri has a one-time $36 preneed contract fee which we collect on their behalf at the time the contract is initiated.

If you have special circumstances not described above or need further information or clarification in any area, feel free to call us at 660-885-2434 and ask questions or set up an appointment to discuss if pre-paying will benefit your situation.